Designed to streamline your business protection by combining multiple essential covers into a single, easy-to-manage policy. Whether you own a retail shop, warehouse, office, or manufacturing unit, this solution can be customised to suit your changing risks and requirements.

Acceptable trades include

  • Manufacturers
  • Engineering
  • Leisure
  • Restaurants and Hotels
  • Transport
  • Distribution and Wholesale
  • Services and retail
  • Construction Trades

Features and benefits

  • Cover Up to £10,000,000 total sum Insured any one location for property cover, which we can offer in isolation
  • Option to add Public, Products and Employers Liability (see General Liability Page)
  • A-rated capacity
  • Legal expenses up to £250,000 is available in addition

What do we consider to be a target risk?

  • Micro and SME firms with turnover below £100m
  • Up to 4 locations
  • Manufacturer of non safety critical products
  • Amateur Sports and social clubs
  • Wholesale & Distribution of non Hazardous Goods, including Haulage and Taxi
  • Hotels, Motels & Guesthouses for holidaymakers Excluding Leisure facilities
  • Cafes, Restaurants & Public Houses
  • Ice Rinks
  • Cinemas, Bingo Halls and Theatres

Who the product is not suitable for?

  • Agriculture and Farming Businesses
  • Care Homes and Hospitals
  • Civil Engineers and High-Risk Construction Activities
  • Directors with Poor Financial Histories
  • Risks with non-approved composite panels
  • Risks with Cold stores
  • Heavy Engineering Risks
  • Trampoline Parks & Inflatable Operators
  • Manufacturers of Guns And Ammunition, Pharmaceuticals, Invasive Medical Products and/or Petrochemical Products
  • Nightclubs or risks with DJs and Dance Floors
  • Non-UK Domiciled business
  • Property situated outside of the UK
  • Vape and Tobacco Wholesale and Manufacturers
  • Waste and Recycling
Contact

For more information, please contact:

Peter Finch
Senior Liability Underwriter

Our Products

Contact Us

Call us on 0207 933 2100

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