Omnyy understands the risks faced by property owners. With our experience and expertise in this field, we are committed to working with our broker partners to find solutions.  Our product is designed for both commercial and residential properties within the UK, for both individual assets and mixed property portfolio.

Who is this Product designed for?

Our product is designed for customers who own / manage or are responsible for insuring one or more properties.

Why Choose Our Property Owners Product?

Our core product caters to the needs of commercial and residential property owners, encompassing all essential covers including Buildings, Loss of Rent, Employers’ Liability and Property Owners’ Liability with the option to include Terrorism and Sabotage cover.

Features & Benefits:

  • Flexible underwriting serviced by an experienced and dedicated team
  • Up to £30,000,000 Total sum insured any one location
  • 30% day one uplift included as standard with the option to increase to a maximum limit of 50%
  • £10,000,000 Property Owners Liability limit as standard
  • Residential landlords contents automatically included to £25,000 with an option to increase
  • Alternative Residential Accommodation and Rent included up to 33.3% of the sum insured
  • A-rated capacity on a 5 year rolling contract

Within Appetite:

We have a wide-ranging appetite for Commercial and Residential Property Owners business which include but is not limited to the following:

Commercial properties including:

  • Purpose built Offices.
  • Purpose-built high-street retail (including residential above) and shopping centres
  • Light – Medium Industrial / Manufacturing / Warehouse / Retail warehouse
  • Leisure trades


Residential properties including:

  • Purpose built, concrete floored Blocks of flats
  • Private Dwelling Houses (PDH)

Who the product is not suitable for?

  • Solely owner occupied properties
  • Short terms residential lets
  • Holiday Homes
  • Bed sits
  • Hostels / youth hostels
  • Housing association / Local Authority / Asylum Seeker
  • Long term unoccupied properties
  • Property developers
  • Recycling / waste management and transfer plants / Scrap dealers
  • Grade I listed properties
  • Nightclubs / music venues / strip clubs / casinos

For more information, please contact:

Abbi Clements
Head of Property Owners
Our Products

Our Products

Contact Us

Call us on 0207 933 2100

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